PRIVATECLIENTS
CHARGES
ADVISED PRODUCTS
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The Intelligent SIPP
Annual Management Charge £235
Annual Benefits Charge £115
Please refer to the Key Features documents for other charges
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All other advised SIPPs and Pensions
Annual Management Charge £185.
Annual Benefits Charge £115
Please refer to the Key Features documents for other charges
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DIRECT (NON-ADVISED) PRODUCTS
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The Private Clients Pension, ISA and GIA have no account charges
If you are an orphaned client (formerly, but no longer, advised) your advised SIPPs charges will still apply. You are free to switch to the Private Client Pension at no charge should you wish.
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PORTFOLIOS
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All IM and PH Portfolios have a 1.5% initial charge with the exception of IM Money Markets) and the following annual management charges;
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IM LifeStyle 1%
IM Optimum 0.87%
PH Portfolios 0.87%
IM Index 0.57%
IM Money Markets 0.35%
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IM LIFESTYLE
Base: Managed Blend
Control: Target Dated
Initial: 1.5%
Annual: 1% - 0.9%
Exit: None
PH PORTFOLIOS
Base: Stocks
Control: Managed
Initial: 1.5%
Annual: 0.87% - 0.77%
Exit: None
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IM OPTIMUM
Base: Trackers
Control: Managed
Initial: 1.5%
Annual: 0.87% - 0.77%
Exit: None
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IM INDEX
Base: Trackers
Control: Passive
Initial: 1.5%
Annual: 0.57% - 0.47%
Exit: None
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