OUR PORTFOLIOS

Intelligent Money offers a range of managed portfolios, covering all major investment approaches and available within our Pensions, ISAs and General Investment Accounts (GIAs). Please see the Key Investor Information Documents and Factsheets below.

IM LIFESTYLE

IM Lifestyle provides a blend of index tracking and active management (see below) designed to uplift market returns across your lifetime, throughout the growth, income and withdrawal phases.

Just let us know how long you want to invest for and what you would like to do with your money and we will build and manage your portfolio(s) for you.

IM Lifestyle KIIDs

PH PORTFOLIOS

Active management, or stock selection, is when an investment manager researches and selects stocks they consider will outperform the markets.

Intelligent Money offers a range of actively managed portfolios covering global household names (PH EQUITY), technology (PH TECHNOLOGY) and undervalued companies (PH OPPORTUNITIES).

PH Portfolios KIIDs

IM TRACKERS

Index Trackers are a simple and low cost way to track stockmarkets and other asset classes. If there is a market index, there will be a tracker replicating it

Intelligent Money offers two approaches to global index tracking. IM INDEX has a strong US bias for outright growth and IM OPTIMUM has a strong UK bias for total returns, including dividends.

IM Index KIIDs

IM Optimum KIIDs

IM MONEY MARKETS

IM Money Markets is designed for investors who are looking for an alternative to holding cash balances whilst still providing a high street return on funds.

It achieves this by holding short dated Money Market products such as cash, term deposits, certificates of deposit, commercial paper, floating-rate notes, and short-dated government bonds.

IM Money Markets KIIDs

FACTSHEETS

IM LIFESTYLE

Please note that IM Lifestyle is one investment strategy where the holdings in your portfolio will be unique to your current age and time for investment. We show two different factsheets here as some people will want to take an income (either now of in the future) and others will want to withdraw a lump sum (without taking income). Which ever option you decide to go for the portfolio data will remain the same right up until this point.

GROWTH FOR INCOME

GROWTH FOR WITHDRAWAL