Not all Automatic Enrolment QWPS’s are equal. Life companies impose minimums and/or Scheme Pricing, meaning many of your clients will not be eligible.
Master Trust schemes will accept all members, but have very limited investment options, a ‘one size fits all’ approach, and no facilities in place to enable decumulation at all – let alone use of the new pension freedoms.
At Intelligent Money our QWPS addresses all these issues. We have no Scheme Pricing and accept all employers and employees. We offer a Default Portfolio for clients not wishing to engage in their pension and full access to our range of IM Optimum Portfolios for those who do.
Furthermore, our QWPS has SIPP functionality to enable commercial property purchase and flexible drawdown. For further information please look through our Automatic Enrolment section or call us to arrange a meeting with your regional consultant.