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Our Portfolios

We offer 7 finely tuned investment portfolios. 5 with fixed risk strategies and 2 with risk managed down for you over the years.

Our Portfolios

TARGET DATED INVESTMENT STRATEGIES

These portfolios make small adjustments over the years to to ensure you always retain the optimum exposure to risk/reward in line with your current age, time to invest and end requirement (capital withdrawal or income generation) at any particular target date you set (and can amend). This can be ideal for Private Clients who are not certain which level of risk/reward they should be taking at any point, or whom simply want us to manage this for them. You can change between any of our portfolios at any time and at no cost.

IM Optimum Growth for Withdrawal Strategy

This portfolio aims to provide growth in excess of global markets under different market conditions whilst reducing your Equity exposure and risk as you move closer to your selected target date, at which point you will be invested in our Optimum Defensive strategy for capital preservation.

IM Optimum Growth for Income Strategy

This portfolio also aims to provide growth in excess of global markets under different market conditions whilst reducing your Equity exposure and risk as you move closer to your selected target date, at which point you will be invested in our Optimum Income strategy for balanced income.

DEFINED INVESTMENT STRATEGIES

These portfolios will always remain at a fixed risk/reward level, as selected by you and based upon your requirements. You can change portfolios at any time and at no cost.

IM Optimum Global Growth

This portfolio aims to provide outright growth in excess of global markets under different market conditions by investing primarily in a balanced mixture of global Equities together with a smaller exposure to Gilts, Fixed Interest Bonds and other assets (Property and Gold) to reduce volatility.

IM Optimum Global Growth & Income

This portfolio aims to provide a combination of income and global stock market growth by investing in a reduced exposure to global Equities together with a larger exposure to Gilts and Fixed Interest Bonds and other assets (Property and Gold, for example).

IM Optimum Income

This portfolio aims to provide an optimum level of income by investing in a balanced mixture of Gilts, Fixed Interest Bonds and other assets together with an equal level of Equities in order to achieve a balanced global exposure that is designed to outperform market benchmarks.

IM Optimum Cautious

This portfolio aims to provide a higher return than cash deposit rates and inflation over the long term for investors seeking a cautious management approach. Returns can be used for income or growth and the portfolio invests predominantly in Gilts, Fixed Interest Bonds and Cash with a slightly larger exposure to Equities and other assets (Property and Gold) than our Defensive portfolio below.

IM Optimum Defensive

This portfolio aims to provide a higher return than cash deposits over the long term for those investors more comfortable with our lowest level of risk. Returns can be used for income or growth and the portfolio invests predominantly in Gilts, Fixed Interest Bonds and Cash with only a small exposure to Equities and other assets (Property and Gold).