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Target Dated Portfolios

The seemingly effortless exterior of our IM Optimum Portfolios belies the sophistication of the movement within

Target Dated Portfolios

These portfolios make small adjustments over the years to to ensure you always retain the optimum exposure to risk/reward in line with your current age, time to invest and end requirement (capital withdrawal or income generation) at any particular target date you set (and can amend). This can be ideal for Private Clients who are not certain which level of risk/reward they should be taking at any point, or whom simply want us to manage this for them. You can change between any of our portfolios at any time and at no cost.

 

IM Optimum Growth for Withdrawal Strategy

This portfolio aims to provide growth in excess of global markets under different market conditions whilst reducing your Equity exposure and risk as you move closer to your selected target date, at which point you will be invested in our Optimum Defensive strategy for capital preservation.

IM Optimum Growth for Income Strategy

This portfolio also aims to provide growth in excess of global markets under different market conditions whilst reducing your Equity exposure and risk as you move closer to your selected target date, at which point you will be invested in our Optimum Income strategy for balanced income.

Fee Structure

The fee structure for all IM Optimum Portfolios is 0.87% a year (fully inclusive of all costs) together with a one off 1.5% transaction fee on contributions.