Iron_Bull_Investment_Process_Final

Risk Rated Portfolios

Our investment process and philosophy
allows us to adapt to constantly changing
markets for each client’s requirement

Risk Rated Portfolios

We have five risk rated model portfolios that all benefit from internal discretionary management from Quilter Cheviot and go through the risk reward spectrum from Growth, Growth & Income, Income, Cautious and Defensive.

These portfolios will always remain at a fixed risk/reward level, as selected by you and based upon your requirements. You can change portfolios at any time and at no cost.

 

IM Optimum Defensive

This portfolio aims to provide a higher return than cash deposits over the long term for those investors more comfortable with our lowest level of risk. Returns can be used for income or growth and the portfolio invests predominantly in Gilts, Fixed Interest Bonds and Cash with only a small exposure to Equities and other assets (Property and Gold).

IM Optimum Cautious

This portfolio aims to provide a higher return than cash deposit rates and inflation over the long term for investors seeking a cautious management approach. Returns can be used for income or growth and the portfolio invests predominantly in Gilts, Fixed Interest Bonds and Cash with a slightly larger exposure to Equities and other assets (Property and Gold) than our Defensive portfolio below.

IM Optimum Income

This portfolio aims to provide an optimum level of income by investing in a balanced mixture of Gilts, Fixed Interest Bonds and other assets together with an equal level of Equities in order to achieve a balanced global exposure that is designed to outperform market benchmarks.

IM Optimum Global Growth & Income

This portfolio aims to provide a combination of income and global stock market growth by investing in a reduced exposure to global Equities together with a larger exposure to Gilts and Fixed Interest Bonds and other assets (Property and Gold, for example).

IM Optimum Global Growth

This portfolio aims to provide outright growth in excess of global markets under different market conditions by investing primarily in a balanced mixture of global Equities together with a smaller exposure to Gilts, Fixed Interest Bonds and other assets (Property and Gold) to reduce volatility.

Fee Structure

The fee structure for all IM Optimum Portfolios is 0.87% a year (fully inclusive of all costs) together with a one off 1.5% transaction fee on contributions.