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Intelligent Money is an FCA authorised and regulated product provider. We offer a range of products and categorise our clients as belonging to one of two distinct groups; Advised and Direct.


Advised clients must have an FCA authorised and Regulated financial adviser attached to their account, providing ongoing servicing and suitability. Financial advisers can access all of our products, including open architecture SIPPs and are supported by Intelligent Money Adviser Support.

Direct clients can access Intelligent Money's range of Private Client products. These give access to the IM and PH Portfolios, managed by P1 Investment Management, though the Private Client Pension, ISA and GIA.  All direct clients are supported by Intelligent Money Private Clients.

You can find key information on our consumer duty charter, our products and the IM and PH Portfolios, together with our  charges, and full literature library through this website. on the links below.

I am a direct investor


I am a financial adviser

London Abstract

 Overview of our charter

© 2024 LSM Technology Limited.

Intelligent Money is Authorised and Regulated by the Financial Conduct Authority, Reference Number 219473 and registered in England and Wales under Company registration 04398291. Our Registered Office is at The Shire Hall, High Pavement, Nottingham NG1 1HN.

The services of Intelligent Money Private Clients are not regulated by the Financial Conduct Authority (FCA).

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